Privacy Policy

Last Updated: July 2026

Legal Owner: Karmelle Yakimovitch (Sole Proprietor)
Business Name: K.Y. Asset Recovery Group

K.Y. Asset Recovery Group (“we”, “us”, “our”) is owned and operated by Karmelle Yakimovitch, Sole Proprietor, and is committed to protecting the privacy and security of all clients and visitors. This Privacy Policy explains how we collect, use, store, and protect your information when you interact with our website, services, or messaging programs.

By using our services, you agree to the terms outlined in this Privacy Policy.

1. Information we collect

We may collect the following types of information:

1.1 Personal information provided by you

  • Name

  • Email address

  • Phone number

  • Mailing address

  • Documents or information required to verify entitlement to surplus funds

  • Any information voluntarily submitted through forms, email, or SMS

1.2 Automatically collected information

When you visit our website, we may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Pages visited

  • Basic analytics data

This information is used solely to improve website performance and user experience.

2. How we use your information

We use collected information to:

  • Provide surplus funds recovery and claims assistance services

  • Communicate with you regarding your case or inquiries

  • Verify identity and entitlement

  • Maintain internal records

  • Improve our website and customer support

  • Comply with legal and regulatory requirements

We do not sell or rent your personal information.

3. Data sharing

  • Customer data is not shared with third parties for promotional or marketing purposes.

  • We may share information only when necessary to:

    • Process claims

    • Verify entitlement with government agencies or financial institutions

    • Comply with legal obligations

3.1 Mobile data & SMS consent

  • Mobile opt‑in and consent are never shared with anyone for any purpose.

  • Any information sharing described elsewhere in this policy excludes mobile opt‑in data.

4. Messaging terms and conditions (SMS program)

These terms apply to our SMS/text messaging program:

  1. The messaging program consists of general conversational messaging to answer questions and provide support to customers.

  2. You can cancel the SMS service at any time by texting 'STOP' to the number that messaged you. We will send a confirmation message you are unsubscribed, and will no longer receive SMS messages. To rejoin, simply sign up again by visiting our Home page.

  3. If you are experiencing issues, reply 'HELP' for assistance or contact us at karmelle@kyarg.com or support.kyarg@gmail.com.

  4. Carriers are not liable for delayed or undelivered messages.

  5. Message and data rates may apply. Message frequency varies based on communication needs. Contact your wireless provider for questions about your plan.

  6. For privacy questions, please review this Privacy Policy.

5. Cookies and tracking technologies

We may use cookies or similar technologies to:

  • Improve website functionality

  • Analyze site traffic

  • Enhance user experience

You may disable cookies in your browser settings.

6. Data security

We implement reasonable administrative, technical, and physical safeguards to protect your information from:

  • Unauthorized access

  • Loss

  • Misuse

  • Alteration

However, no method of transmission over the internet is 100% secure.

7. Data retention

We retain personal information only as long as necessary to:

  • Provide services

  • Maintain business records

  • Comply with legal requirements

When no longer needed, data is securely deleted.

8. Your rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal information

  • Request corrections

  • Request deletion

  • Withdraw consent for communications

  • Request information about how your data is used

To exercise these rights, contact: support.kyarg@gmail.com

9. Third‑party links

Our website may contain links to third‑party sites. We are not responsible for their privacy practices or content.

10. Children’s privacy

Our services are not intended for individuals under 18. We do not knowingly collect information from minors.

11. Changes to this policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last Updated” date.

12. Contact information

For questions about this Privacy Policy or your personal data, contact:

K.Y. Asset Recovery Group
Owned by Karmelle Yakimovitch, Sole Proprietor
U.S. Toll‑Free Numbers:
+1 (888) 592‑7408
+1 (855) 592‑7414
U.S. Nationwide Business Number:
+1 (405) 592‑7430
Email: karmelle@kyarg.com
Website: https://www.kyarg.com