Our story, our mission, our commitment


At K.Y. Asset Recovery Group, we believe in integrity, transparency, and helping individuals reclaim what is rightfully theirs. Discover who we are, what drives us, and how we are dedicated to providing compassionate and professional service.

Karmelle Yakimovitch
Owner/Operator, Sole Proprietor
Surplus Funds' Recovery Agent

- About the founder -
Meet your agent


K.Y. Asset Recovery Group is owned and operated by Karmelle Yakimovitch, a Canadian Sole Proprietor, specializing in surplus funds recovery owed after foreclosure or tax sale proceedings, for clients all across the
United States.

Hi, I’m Karmelle, the owner and sole agent behind K.Y. Asset Recovery Group. I personally handle every case from start to finish, ensuring clients receive clear communication, honest guidance, and dedicated support throughout the surplus funds recovery process. 

My goal is to make the process efficient, straightforward, and successful for every client I work with. If you have questions, I’m here to help every step of the way.

 

Who we are: a mission built on family and integrity

K.Y. Asset Recovery Group was founded on a simple but powerful mission: to help individuals recover the surplus funds they’re rightfully owed with clarity, integrity, and genuine care. What began as a personal dream has grown into a service‑driven business rooted in professionalism, compassion, and a commitment to doing what’s right.

As a single independent mother, building a legacy for my son has always been at the heart of my journey. Our shared initials — K.Y. — inspired the name of this company and serve as a daily reminder of why I do this work. Every claim I handle reflects the values I want to pass on to him: honesty, perseverance, and service to others.

Our unique approach: life-changing service

My background is in real estate and the service industry, where working with people has always been the most rewarding part of my career. But surplus funds recovery hits differently. This isn’t just customer service — it’s life‑changing service. We help homeowners discover money they never knew existed, often at a time when they need it most. Seeing someone smile when they receive funds they had no idea were waiting for them is one of the most fulfilling experiences I’ve ever known. It’s a vicarious joy that fuels everything we do.

Partnering for your peace of mind

Surplus fund claims can be confusing and overwhelming, especially when navigating county and state procedures. That’s why, in most cases, we work closely with experienced attorneys to ensure every claim is handled with accuracy, compliance, and the highest ethical standards. Our clients can feel confident knowing their case is managed with professionalism and care from start to finish.

"K.Y. Asset Recovery Group is more than a business — it’s a purpose‑driven commitment to helping families reclaim what belongs to them and a foundation for the future
I’m building for my son."